Alconero Public Adjusters

PA License Number for Florida P197242 | Wind Certified Umpire and Appraiser | IAUA Associate Appraiser | FAPIA Associates Member and Ambassador | Puerto Rico License 3000461294

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Table of Contents

What Is a Hurricane Damage Claim?

When a hurricane hits, the impact on your property—whether it’s your home or your business—can be catastrophic. At Alconero Public Adjusters, we specialize in handling hurricane damage claims for both residential and commercial properties throughout Florida. Our mission is clear: protect the value of your property, minimize your loss, and get you back to normal as quickly as possible, all while ensuring you receive the maximum settlement from your insurance provider.

A hurricane damage claim is a formal request filed with your insurance company to seek compensation for damage caused by a hurricane. This includes structural damage, roof leaks, water intrusion, broken windows, destroyed interiors, and more.

Whether you’ve suffered wind damage, flooding (if covered), or complete roof collapse, your insurance should help you recover. But the process isn’t always smooth.

Most homeowners and business owners file their claims only to face delays, denials, or underpaid settlements. That’s where we come in.

At Alconero, we don’t just file paperwork—we fight for your rights. We analyze every clause in your policy, document every inch of damage, and negotiate on your behalf to get what you’re truly owed.

Residential vs. Commercial Hurricane Claims

Residential Claims

When your home is damaged in a hurricane, it’s not just about fixing walls or replacing shingles—it’s about restoring your sanctuary, your peace of mind. From missing roof tiles to interior water damage and mold, we’ve helped countless Florida homeowners recover every dollar they deserve.

Commercial Claims

Businesses hit by hurricanes face interrupted operations, inventory loss, and long-term revenue impact. We handle claims for offices, warehouses, retail stores, restaurants, and more—focusing on structural damage, business interruption, and equipment loss.
Whether your claim involves residential or commercial property, we tailor our approach to your situation, making sure nothing gets overlooked.

Why Hire a Public Adjuster for Your Hurricane Damage Claim

Insurance companies have their own adjusters working for them, not for you. They aim to minimize payouts, not maximize them.

Hiring a licensed public adjuster like Alconero levels the playing field.

Here’s what we do:

Assess the full extent of damage, often identifying hidden issues like structural compromise or mold.

Interpret your policy to ensure nothing is missed.

Negotiate directly with your insurance company using professional documentation.

Avoid delays and help expedite your claim.

How Alconero Public Adjusters Help Maximize Your Claim

From the first inspection to the final check, Alconero is with you every step of the way.

Our Process:

  1. Initial Free Inspection – We evaluate the full scope of the damage, even what the eye can’t see.

  2. Claim Preparation – We handle all paperwork, photos, estimates, and damage documentation.

  3. Policy Review – We dissect your policy to find every angle in your favor.

  4. Negotiation & Representation – We deal with the insurer so you don’t have to.

    5. Settlement & Recovery – We push for the highest possible payout, then help you move forward.

What Insurance Typically Covers in Hurricane insurance policies often cover:

-Wind damage to roofs, walls, and windows
-Water intrusion caused by wind-driven rain
-Structural collapse or compromised foundations
-Interior damage to floors, ceilings, drywall, and insulation
-Appliances and systems, including HVAC
-Temporary housing or business interruption costs

Important: Flooding caused by storm surge may not be covered unless you have separate flood insurance. We help you interpret your policy and bridge those gaps.

Tips to Speed Up Your Hurricane Damage Claim Process

Want to avoid claim delays or lowball offers? Here’s what helps:

-File your claim as soon as possible
-Avoid throwing away damaged items until inspected-Keep a written log of conversations with insurance reps
-Get your own professional estimate (we do this for you)
-Don’t sign off on anything without expert review

We’ve seen too many homeowners accept offers 10-50% lower than what they deserve simply because they were pressured or uninformed. Don’t be one of them.

Common Mistakes to Avoid When Filing a Claim

Waiting too long to report the damage
Trusting the insurance company’s adjuster blindly
Failing to document properly
Assuming hurricane coverage = flood coverage
Accepting a quick payout without negotiation

At Alconero Public Adjusters, our goal is not just to fix your home or business—it’s to recover the full value of your loss and safeguard your investment.

Frequently Asked Questions About Hurricane Insurance Claims

We’re not just claim handlers—we’re your advocate. When the storm passes and chaos remains, we’re the experts who:

  • Speak your insurer’s language
  • Know Florida hurricane policies inside out
  • Have a proven track record of maximizing payouts
  • Help both homeowners and business owners recover quickly and completely

We don’t rest until your property is restored—and your peace of mind is back in place.

If your home or business suffered hurricane damage, don’t go it alone. Insurance companies have adjusters working for them. You deserve someone working for you.

Let Alconero Public Adjusters handle your hurricane damage claim with the care, strategy, and urgency it deserves. We protect your investment, maximize your compensation, and help you rebuild—stronger than ever.

Contact us now to speak with a licensed public adjuster who can help you with your claim.

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Locations

Public Adjuster Pembroke Pines

Public Adjuster Coral Springs

Public Adjuster Fort Lauderdale

Public Adjuster Naples

Public Adjuster Palm Beach

Public Adjuster Aventura

Public Adjuster Cape Coral, FL