Alconero Public Adjusters

PA License Number for Florida P197242 | Wind Certified Umpire and Appraiser | IAUA Associate Appraiser | FAPIA Associates Member and Ambassador | Puerto Rico License 3000461294

Get a free on-site inspection and policy evaluation!

Simply fill out the form below, and we’ll contact you shortly.

Table of Contents

Will I Really Get a Higher Settlement If I Hire Alconero Public Adjuster?

A: Yes — and often, significantly higher.

Policyholders who hire public adjusters typically receive larger settlements than those who handle claims on their own. At Alconero Public Adjuster, we present your claim with precision, back it with hard evidence, and ensure every covered loss is fully accounted for. We go line-by-line through your policy, perform detailed inspections, and submit thoroughly documented claims — which usually means more money in your pocket.

What Is a Public Adjuster?

A: A public adjuster is a state-licensed insurance professional who works exclusively for you, the policyholder — not the insurance company. At Alconero, we represent your best interest throughout the claims process, from initial documentation to final settlement negotiations.

Can My Insurance Company Cancel My Policy If I Hire a Public Adjuster?

A:No. Never.

Under Florida law, insurance companies cannot penalize or discriminate against policyholders for exercising their right to hire a public adjuster. Alconero Public Adjuster operates fully within Florida regulations to protect and defend your legal rights.

What If My Claim Was Already Closed? Can You Still Help?

A:Yes — it’s often not too late.

In Florida, you have years after a loss to file a supplemental or reopened claim. If you think you were underpaid or denied unfairly, Alconero Public Adjuster can audit your claim, identify missed damages, and fight to get you the settlement you rightfully deserve.

What’s the Difference Between a Public Adjuster and the Insurance Company’s Adjuster?

A: It’s simple:

  • The insurance company’s adjuster works for them.
  • Alconero Public Adjuster works for you.

 

Their adjuster’s job is to minimize payouts. Our job is to maximize your compensation. We know how to interpret fine print, navigate loopholes, and hold the insurer accountable to the full scope of your policy.

Who Regulates Public Adjusters in Florida?

A: All public adjusters in Florida, including those at Alconero, are licensed and monitored by the Florida Department of Financial Services (DFS). We are held to strict ethical and professional standards — and we proudly exceed them.

Who Typically Hires a Public Adjuster Like Alconero?

A: Homeowners, property managers, small businesses, large corporations, attorneys, banks, even insurance professionals themselves — they all turn to Alconero when they need expert representation. Once someone experiences the difference we make, they rarely handle future claims without us.

When Should I Call Alconero Public Adjuster?

A: Immediately after a loss.

The sooner we’re involved, the better we can control and document the claim. Getting us on board from day one helps avoid costly mistakes and ensures the insurance company doesn’t cut corners.

How Does Alconero Prepare an Insurance Claim?

A: We combine industry-leading tools with real-world experience.

Our process includes:

  • Comprehensive on-site inspections

  • Damage assessments using specialized software

  • Expert collaboration (engineers, contractors, appraisers)

  • Thorough policy analysis

  • Strategic claim negotiations

Every detail matters — and we don’t miss a single one.

Is There a Minimum Damage Amount Required to Hire You?

A: Not at all.

We review claims of all sizes — large or small — and only take on cases where we know we can add value. Call Alconero Public Adjuster for a free consultation. If we can help, we’ll tell you honestly.

How Much Does It Cost to Hire Alconero Public Adjuster?

A: Our fee is a small percentage of the recovered settlement, and it’s regulated by Florida law. You pay nothing upfront, and we only get paid if you do. No recovery, no fee — it’s that simple.

My Claim Was Denied. Can I Get a Second Opinion?

A: Absolutely.

Denied claims are our specialty. We often reopen losses, gather new evidence, and go head-to-head with insurance companies to reverse denials and recover valid payouts. If your claim was denied, don’t give up — let Alconero take a look.