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Why Choose Our Free Damage Inspection Service?
At Alconero & Associates, we believe that no homeowner should have to pay just to find out the extent of their property damage. Our complimentary home insurance inspection is designed to give you clarity and confidence before filing a claim.
When you contact us, one of our licensed public adjusters—experienced home insurance inspectors—will visit your home or business to conduct a complete inspection of the property, identifying hidden damage that insurance companies often overlook. Whether it’s water, fire, mold, roof, or hurricane damage, we ensure that every detail is documented accurately.
Our experts use industry-standard software (Xactimate)—the same tool insurance companies rely on—to estimate the real cost of your repairs. This transparency ensures that your claim is properly valued from the start.
How the Process Works
Here’s what to expect when you schedule your free damage inspection with Alconero & Associates:
1. Initial Contact and Free Property Inspection
Once you call us, we’ll send a qualified representative to inspect your entire property at no cost. This initial visit helps us assess the extent of the damage and determine whether your situation qualifies for an insurance claim.
2. Signing the Representation Agreement
If you decide to move forward, we’ll have you sign the Alconero & Associates Representation Agreement, allowing us to manage your claim on your behalf. We’ll also provide you with a list of trusted plumbers and restoration companies ready to assist if needed.
3. Claim Filing and Documentation
After gathering all necessary evidence and documentation, our claims specialists will file your claim directly with your insurance company. From this point on, we’ll handle all communication, paperwork, and negotiations, keeping you informed every step of the way.
4. Insurance Company Inspection
Your insurance company will assign an adjuster to inspect your property. Our team will be there with you to ensure that the adjuster’s report accurately reflects the real scope of your loss.
5. Proof of Loss and Settlement
Once our detailed estimate is finalized, we’ll prepare a Proof of Loss document, presenting the full value of your claim. This ensures that your insurance provider compensates you fairly for all necessary repairs.
What Makes Alconero & Associates Different
No upfront fees: You pay nothing for the inspection process or claim filing process.
Licensed and experienced adjusters: We’ve helped hundreds of property owners in Florida maximize their insurance settlements.
Complete claim management: From inspection to final payment, we handle it all, providing a detailed inspection report that supports your claim.
Transparency: We use the same estimating tools as major insurance companies to ensure accurate valuations.
Local presence: With offices in Miami and Cape Coral, we serve clients across the East and West coasts of Florida.
Additional Steps That May Occur During Your Claim
Sometimes, the process involves further evaluations requested by your insurance company to ensure your insurance coverage is accurately applied:
-Engineer Inspection: A certified engineer may be sent to provide a detailed structural report once the inspection is complete.
-Leak Detection: Specialized companies may be hired to identify the source of water damage.
-Re-inspection or Appraisal: If disputes arise, independent appraisers will negotiate the proper settlement.
-Litigation: In rare cases of denial, we support you through legal proceedings to defend your rights.
Schedule Your Today
Don’t wait until small issues turn into costly repairs. Whether it’s storm, flood, or mold damage, Alconero & Associates Public Adjusters are here to help you every step of the way—starting with a free inspection.