Public Adjuster Services

Need help with an insurance claim? Our public adjuster services Florida experts maximize your payout and handle your claim hassle-free.

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UNDERPAID HOME INSURANCE CLAIMS

If your insurance payout feels too low, you’re probably right. We reopen and renegotiate claims to recover the full amount you’re entitled to.

LOSS OF BUSINESS INCOME

When operations stop, your revenue takes a hit. We quantify and claim your lost income due to property damage or interruptions.

Theft and vandalism

Theft and vandalism insurance claims are made when your property—your home or business—has been unlawfully entered, damaged, or defaced.

HURRICANE DAMAGE

Florida storms hit hard—we make sure your insurance response hits harder. Our adjusters handle complex hurricane claims and maximize your recovery.

ROOF DAMAGE

Struggling with roof damage? Learn how a public adjuster roof claim can help you get fairly compensated and avoid low insurance payouts.

SMOKE DAMAGE CLAIMS

Expert guidance on smoke damage claims. Learn how a Public Adjuster can support your claim from start to finish.

FLOOD DAMAGE

Most policies don’t automatically cover floods—know your rights. We help homeowners and businesses navigate NFIP and private flood claims.

FIRE DAMAGE

After a fire, your first call should be us—not your insurer. We handle your claim from inspection to final settlement, ensuring you’re fully compensated.

COMMERCIAL PROPERTY CLAIM

When your business suffers damage, we protect your bottom line. We manage large-loss claims for offices, retail, warehouses, and more.

BURST PIPE DAMAGE CLAIM

Hidden leaks can cause major structural damage. We detect, document, and fight for the full repair and restoration costs.

Mold Damage CLAIM

Hidden leaks can cause major structural damage. We detect, document, and fight for the full repair and restoration costs.

Home Damage Inspection Services

Not sure where to start after water, fire, mold, roof, or hurricane damage? Alconero & Associates Public Adjusters offers a free, comprehensive inspection

Why Choose Alconero Public Adjusters?

With offices in Miami, Key Largo, Tampa, Orlando, Cape Coral, and Fort Myers, we have in-depth knowledge of Florida’s insurance policies and claim procedures.

Established Experience

25+ years of combined experience

No-Cost Services

No upfront fees – We only get paid when you do

Damage Claim Experts

Real-Time Response

Quick response across Florida

We protect your rights

We work for you, not for the insurance companies.

Best compensation

Over $102 million recovered for our clients.

ALCONERO PUBLIC ADJUSTER

Our services step by step

Many policyholders unknowingly accept low settlement offers from insurance companies. Here’s how we make sure you get the full payout:

Why Insurance Companies Undervalue Claims (and How We Fight Back)

At its core, the purpose of any insurance company is profitability—and in the insurance world, profits often come from paying out as little as possible on claims. That’s why, even if you don’t hire a public adjuster, your insurance company certainly will—except theirs is working to protect their financial interests, not yours. Their adjusters are trained to minimize payouts through tactics like undervaluing damage, denying coverage, or blaming pre-existing conditions. On the other hand, policyholders who hire a public adjuster typically recover up to 76% more on their claims. At Alconero Public Adjusters, we fight to level the playing field, using expert documentation, deep knowledge of Florida insurance laws, and aggressive negotiation to ensure you get the full compensation you’re entitled to.

Remember, we don’t get paid unless you do.

   
     
  4.9 47 reviews 
 
  
        
   Public Adjuster Miami - Alconero and Associates
   4.947 Google reviews 
 
 
 
        Posted on Google  
   
   Angie Figueroa 
 21 October 2025
 
 
 Trustindex verifies that the original source of the review is Google.  Le recomiendo esta firma a todas las personas que tengan problemas con sus compañías de seguros.  Son muy propios y profesionales, saben hacer su trabajo, entienden los estatutos y parámetros. Son muy serios con su caso y muy excelentes.  Oscar fue asignado a mi caso y se los recomiendo 100%. Les animo a llamar a Alconero & Associates y permitan que les ayuden. No se dejen engañar por los seguros. Llamen aqui
  
 
 
      Posted on Google  
   
   Henry Funez 
 8 October 2025
 
 
 Trustindex verifies that the original source of the review is Google.  I had an excellent experience working with Alcornero Associate. Their team was professional, knowledgeable, and highly responsive throughout the entire process. From the initial consultation to the final delivery, they demonstrated a clear commitment to quality and client satisfaction.
  
 
 
      Posted on Google  
   
   Mayker Medina 
 9 September 2025
 
 
 Trustindex verifies that the original source of the review is Google.  "Aprecio mucho la eficiencia y la calidad del servicio que me brindaron a todos que me atendieron estoy muy satisfecho un 10 plus muchas gracias a todos
  
 
 
      Posted on Google  
   
   Rachel Rohaidy 
 26 August 2025
 
 
 Trustindex verifies that the original source of the review is Google.  They are an amazing and ethical company. They help me along the way with everything that I needed to do. They were always available for questions. I could not have asked for better results
  
 
 
      Posted on Google  
   
   Joe Lambert 
 29 July 2025
 
 
 Trustindex verifies that the original source of the review is Google.  My experience with Alconero was awesome and very professional. The technicians were very experienced and did a detailed inspection and assessment of my damages. Also the office team in the Miami and Cape Coral offices were very helpful with answering my questions and kept me informed. Without your teams help and experience I would have not received the needed funds to restore my home to its original value. I have recommended your services to my friends and family. I will always be greatfull to you and your teams and wish you continued success. Warmest regards the Lambert family.
  
 
 
      Posted on Google  
   
   Emily Podschweit 
 30 June 2025
 
 
 Trustindex verifies that the original source of the review is Google.  Panther has helped us so much after this last hurricane on the west coast. They were incredibly thorough and on top of everything. All I had to do was sit back and wait and because of them we are now able to make all the repairs to our home that our insurance neglected to cover. We cannot thank them enough. My in laws recommended them and I’ll never use another company if we go through this again. Thank you so much to Mushka and the team for all their hard work and communication!
  
 
 
      Posted on Google  
   
   Betty Rodriguez 
 17 March 2025
 
 
 Trustindex verifies that the original source of the review is Google.  Very good adjuster's to work with, they are currently helping me with my parents home. So far  we have been working the claim for like 2 weeks and already we are moving forward. They are very quick to answer and help.

Get a Free Consultation – Maximize Your Claim Today!

Don’t let the insurance company dictate your settlement. Whether you’re dealing with hurricane damage, water leaks, mold, or fire losses, our public adjuster services in Florida are here to fight for you.